Who Needs to Comply
3-D Secure Protocol
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25
Years of experienceWho Needs to Comply with PCI 3DS?
At Seku, we specialize in providing cutting-edge network security solutions that ensure your data and digital infrastructure are protected from modern threats.
Access Control Servers (ACS)
Verifies cardholder identity in real-time during online purchases.
Authentication Gateway Role
Must enforce 3DS authentication per PCI standards.
Security Data Handling
Handles sensitive authentication requests and must secure data flows.
Compliance with 3DS Infrastructure Providers
Directory Servers and 3DS Servers play a pivotal role in securing digital payments and must meet compliance demands.
Global Compliance Impact
Non-compliance risks cascade across global merchants, issuers, and acquirers, harming trust and regulatory standings.
Transaction Authentication Role
They authenticate cardholders during purchases, making them critical in fraud prevention workflows.
PCI 3DS Requirement
Compliance ensures they align with PCI 3DS standards to secure and validate identity exchange securely.
Sensitive Data Handling
They process authentication data, which includes personally identifiable information and must be protected accordingly.
Third-Party Exposure Risk
Many integrate with external platforms, increasing attack surfaces and compliance scope requirements.
Continuous Availability Expectations
They must ensure 24/7 uptime—any failure disrupts transactions and affects trust in the ecosystem.
Compliance for Payment Gateways & Issuers
Risk Exposure Increases
They process sensitive data, making them primary targets for attackers.
Fraud Prevention Role
They enable secure transactions and must detect anomalies in real time.
PCI 3DS Mandate
Compliance is non-negotiable—aligned protocols are essential for authorization flows.
Brand Reputation Risk
A single breach here echoes across the entire payment ecosystem.
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