Acquiring Financial Institutions
They authorize merchant transactions and must safeguard PIN data from compromise.
PIN Security Requirements
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Compliance isn’t optional—it’s mandatory for every entity that processes, routes, or validates PIN-based payment transactions globally.
They authorize merchant transactions and must safeguard PIN data from compromise.
Responsible for securing cardholder credentials during authentication and authorization phases.
They handle transaction data flow and must ensure encryption at every stage.

Must secure all PIN processing, from keypad entry to transaction authorization endpoints.

Must secure all PIN processing, from keypad entry to transaction authorization endpoints.

Required to ensure cryptographic protection across switch communication and PIN translation devices.
Safeguarding PIN lifecycle demands strict adherence from KIFs and encryption-handling entities under PCI PIN requirements.
PINs must be encrypted immediately upon entry using certified hardware security modules (HSMs).

PIN translations must only occur within validated hardware devices using approved cryptographic algorithms.

All key injection activities must occur inside controlled, tamper-resistant, PCI-compliant secure rooms.

Dual-control and split-knowledge are mandatory for all key management staff responsibilities.

PINs must be encrypted immediately upon entry using certified hardware security modules (HSMs).

PIN translations must only occur within validated hardware devices using approved cryptographic algorithms.

All key injection activities must occur inside controlled, tamper-resistant, PCI-compliant secure rooms.

Dual-control and split-knowledge are mandatory for all key management staff responsibilities.


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